Q. What does OAK TREE Financial Planning do?
A: OAK TREE is a financial planning firm specializing in the following service areas:
- Investments
- Insurance
- Financial Planning
Q. Who does OAK TREE do work for?
A: OAK TREE primarily works with individuals, families, with much of our client list comprised of executives,professionals and retirees. For clients who are interested in using our investment/insurance advisory services, due charges are billed based on the investment amount.
Q. How does OAK TREE perform their services?
A: OAK TREE performs its work using methods personalized to each client's situation. A variety of industry leading software and web based technology assist us in providing a relationship and convenience not found with other firms. OAK TREE performs all of its work as a fiduciary with your best interest in mind regarding all suggestions and direction of actions
Q. Why is OAK TREE in business?
A: OAK TREE Financial Planning was established to fill a void in the financial industry. After surveying the landscape, we believed there were a lack of qualified financial advisors who were both independent and offered comprehensive, yet personalized, services. In 2008, we sought to fill this void by establishing OAK TREE Financial Planning, and designed it to serve as a medium to educate clients while providing a firm focused on the above issues. OAK TREE is in practice to offer our clients unique tools, a solid philosophy, and operating practices which we believe are most beneficial to our clients' well-being.
Q. How is OAK TREE Financial Services different from other financial advisory firms?
A: OAK TREE differs from the competition in several key areas, including our technical expertise, the market, our services and our delivery method.
• Firm’s Owner Mrs Uma Kumaravelan is a CFPCM, ensuring the highest levels of ethical and professional service
• OAK TREE is an independent firm which operates on a fee-based basis. In comparison, larger broker dealers generally charge We have a solid wealth management philosophy and core-satellite investment approach
• OAK TREE participates in continuing education, and also believes in educating our clients
• OAK TREE believes in providing low fee products, when possible, to derive the greatest value.
Q. Why hire OAK TREE ?
A: Consumers in need of investment management, financial planning or Insurance needs should hire OAK TREE because:
• We offer comprehensive services
• We have our clients' needs at heart, and develop customised plans based on personal interviews, tolerances and preferences
• We are accessible, and provide the tools and communication mechanisms to keep you informed of your investments on a regular basis
• Unlike brokers, who often just sell suitable products, we have a fiduciary duty to uphold.
Q. Why hire OAK TREE ?
A: Consumers in need of investment management, financial planning or Insurance needs should hire OAK TREE because:
• We offer comprehensive services
• We have our clients' needs at heart, and develop customised plans based on personal interviews, tolerances and preferences
• We are accessible, and provide the tools and communication mechanisms to keep you informed of your investments on a regular basis
• Unlike brokers, who often just sell suitable products, we have a fiduciary duty to uphold.
Q. How do you know you can trust OAK TREE ?
A: While anyone can call themselves a financial planner, OAK TREE Financial Planning Services is run by a Certified Financial Planner Practitioner awarded by the Financial Planning Standards Board India
• Unlike some other firms, we do not take custody of our customers' funds.
• If you'd like to speak to one of our current clients, just ask. We're happy to provide references.
Q. Why does OAK TREE want you as a client?
A: At OAK TREE, we believe in working with clients whose success we can help cultivate. If you're speaking with us, it's because you have been identified as someone who has already attained a high level of success, and has the potential-with our knowledge and assistance- to continue growing.
Q. How does OAK TREE charge its clients?
A: Charges varies based on the service provided. Financial planning fees are generally a flat fee. In addition, some planning is included when a client has Investment Management with OAK TREE Financial Planning. Investment management fees are billed in advance depending on the frequency of investments
Q. What can I expect from OAK TREE ?
A: Personalized service, OAK TREE Financial Planning is dedicated to offering customized service, the latest product knowledge, true professionalism, continued communication and constant accessibility.
We conduct extensive interviews with every client to determine your personal asset values, risk tolerances and investment priorities, and strive to get to know our clients, their families and community involvement. All of the information we gather helps us to better prepare a plan for your financial future.
Once we have created your client profile, we draft a plan and review it with you. After making any necessary adjustments, we deliver the final plan. Then, if you so choose, we implement the plan over the following year on your behalf.
At OAK TREE , we pride ourselves on communicating with our clients frequently. This is why we make ourselves available for face-to-face meetings throughout the year, provide continuous telephone access and prepare regular account reports.